Self-Assessment · 16 Questions · ~4 Minutes
Will your money last
as long as you do?
The Retirement Income Confidence Checklist helps you identify the gaps in your plan — before they become costly problems.
Longevity risk
Guaranteed income
Portfolio withdrawals
LTC planning
Spouse protection
Answer Yes to any question you still need to address. Answer No if that area is already handled in your plan. Your results will highlight which conversations to have with your advisor first.
Progress
0 / 16
01
General Issues
1
Do you need to review your family's history of longevity?
2
Do you need to review how your living expenses might change as you get older?
3
Do you need to review the amount of flexibility you have to adjust spending when markets are down?
4
Are you unsure how the loss of a spouse could affect your income or financial stability?
02
Guaranteed Income Issues
5
Do you need to review how delaying Social Security benefits could help you avoid outliving your assets?
6
Do you need to review your pension payout options and the stability of your pension provider?
7
Do you need additional guaranteed income beyond Social Security and/or a pension?
8
Are you concerned about what will happen to your annuity or pension if you pass away earlier than expected?
9
Are you worried that your guaranteed income will not keep up with inflation?
03
Portfolio & Asset Issues
10
Are you concerned about withdrawing too much at a time from your portfolio?
11
Do you need to review whether your portfolio is properly diversified to help it last your entire life?
12
Do you need to review what to do during periods of market decline?
13
Do you need to review how your withdrawal strategy might affect your taxes and how long your money lasts?
14
Do you need to review how your home could be used to support your long-term financial plan?
04
Insurance Issues
15
Are you concerned that future health or long-term care (LTC) needs could become a financial burden?
16
Do you need to review how life insurance can be used to protect your surviving spouse's income needs?
Your Checklist Results
Here is a summary of where your retirement income plan may need attention.
0
Areas to review
0
Areas covered
0%
Complete